/* ===== Finanzanfrage — Design Tokens ===== */
@import url('https://api.fontshare.com/v2/css?f[]=general-sans@400,500,600,700&display=swap');

:root {
  /* Navy primaries — 50%+ of surface */
  --midnight: #101C30;
  --deep: #0A1424;
  --mid: #182A42;
  /* Gold accent — ≤5% */
  --gold: #D4B66A;
  --gold-deep: #B89548;
  --gold-soft: rgba(212,182,106,0.12);
  --gold-border: rgba(212,182,106,0.28);
  /* Light / warm / quiet */
  --ivory: #F5F1EA;
  --stone: #E8E3D9;
  --light: #FAF8F4;
  /* Text & signal */
  --charcoal: #1A1A1A;
  --slate: #7A8A9E;
  --green: #38A169;
  /* Borders */
  --line-dark: rgba(255,255,255,0.07);
  --line-dark-s: rgba(255,255,255,0.12);
  --line-light: rgba(10,22,40,0.08);
  --line-light-s: rgba(10,22,40,0.14);
  /* System */
  --radius: 12px;
  --radius-lg: 20px;
  --radius-xl: 28px;
  --maxw: 1200px;
  --font: "General Sans", "DM Sans", system-ui, -apple-system, sans-serif;
}

* { box-sizing: border-box; }
html, body { margin: 0; padding: 0; }
body {
  font-family: var(--font);
  font-size: 16px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
  background: var(--midnight);
  color: var(--ivory);
  overflow-x: hidden;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
button { font: inherit; cursor: pointer; }

/* ===== Layout ===== */
.container { width: 100%; max-width: var(--maxw); margin: 0 auto; padding: 0 28px; }

/* ===== Section system — alternating Navy / Ivory ===== */
.sec { position: relative; padding: 104px 0; }
.sec--navy { background: var(--midnight); color: var(--ivory); }
.sec--deep { background: var(--deep); color: var(--ivory); }
.sec--mid { background: var(--mid); color: var(--ivory); }
.sec--ivory { background: var(--ivory); color: var(--charcoal); }
.sec--light { background: var(--light); color: var(--charcoal); }
.sec--stone { background: var(--stone); color: var(--charcoal); }
.sec--sm { padding: 64px 0; }

/* ===== Section number (P-01 pattern) ===== */
.sec-num {
  font-family: var(--font);
  font-weight: 700;
  font-style: italic;
  font-size: clamp(64px, 8vw, 96px);
  color: var(--gold);
  line-height: 1;
  letter-spacing: -0.02em;
  margin-bottom: 12px;
  opacity: 0.85;
}
.sec--ivory .sec-num, .sec--light .sec-num, .sec--stone .sec-num {
  color: var(--gold-deep);
  opacity: 0.7;
}

/* ===== Gold divider (P-02) ===== */
.gold-line {
  width: 48px;
  height: 2px;
  background: var(--gold);
  border: none;
  margin: 0 0 28px;
}
.sec--ivory .gold-line, .sec--light .gold-line { background: var(--gold-deep); }

/* ===== Eyebrow (P-11) ===== */
.eyebrow {
  font-family: var(--font);
  font-weight: 600;
  font-size: 13px;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 18px;
  display: block;
}
.sec--ivory .eyebrow, .sec--light .eyebrow { color: var(--gold-deep); }

/* ===== Typography ===== */
h1, h2, h3, h4 {
  font-family: var(--font);
  margin: 0;
  text-wrap: balance;
}
.h-hero {
  font-weight: 700;
  font-size: clamp(44px, 6.5vw, 80px);
  letter-spacing: -0.02em;
  line-height: 1.04;
}
.h-hero em { font-style: italic; color: var(--gold); }
.h-1 {
  font-weight: 600;
  font-size: clamp(28px, 3.6vw, 40px);
  letter-spacing: -0.012em;
  line-height: 1.12;
}
.h-1 em { font-style: italic; color: var(--gold); }
.sec--ivory .h-1 em, .sec--light .h-1 em { color: var(--gold-deep); }
.h-2 { font-weight: 600; font-size: clamp(22px, 2.6vw, 32px); letter-spacing: -0.005em; line-height: 1.15; }
.lead {
  font-weight: 500;
  font-size: clamp(16px, 1.3vw, 17px);
  line-height: 1.6;
  max-width: 660px;
}
.sec--navy .lead, .sec--deep .lead, .sec--mid .lead { color: rgba(245,241,234,0.78); }
.sec--ivory .lead, .sec--light .lead { color: var(--slate); }

/* ===== Dot-grid corner (P-04) ===== */
.dot-grid {
  position: absolute;
  display: grid;
  grid-template-columns: repeat(5, 4px);
  grid-template-rows: repeat(5, 4px);
  gap: 10px;
}
.dot-grid span {
  width: 4px; height: 4px; border-radius: 99px;
  background: var(--gold);
  opacity: 0.35;
}
.dot-grid.top-right { top: 48px; right: 48px; }
.dot-grid.bottom-left { bottom: 48px; left: 48px; }
.sec--ivory .dot-grid span, .sec--light .dot-grid span { background: var(--gold-deep); opacity: 0.25; }

/* ===== Buttons ===== */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  height: 52px; padding: 0 26px;
  border-radius: 8px; border: 1px solid transparent;
  font-weight: 600; font-size: 15px; letter-spacing: 0.3px;
  transition: transform .15s ease, background .2s ease, opacity .2s ease;
  white-space: nowrap;
}
.btn:active { transform: translateY(1px); }

/* Primary = Gold — max 1 per section */
.btn-primary {
  background: var(--gold);
  color: var(--midnight);
}
.btn-primary:hover { background: #d4b56e; }

/* Outline on dark */
.btn-outline {
  background: transparent;
  color: var(--ivory);
  border-color: var(--line-dark-s);
}
.btn-outline:hover { border-color: rgba(255,255,255,0.3); }

/* Outline on light */
.btn-outline-dark {
  background: transparent;
  color: var(--charcoal);
  border-color: var(--line-light-s);
}
.btn-outline-dark:hover { border-color: rgba(10,22,40,0.3); }

/* Navy on ivory */
.btn-navy {
  background: var(--midnight);
  color: var(--ivory);
}
.btn-navy:hover { background: #0D1B30; }

.btn-sm { height: 44px; padding: 0 18px; font-size: 14px; }
.btn-lg { height: 56px; padding: 0 30px; font-size: 16px; }
.btn svg { transition: transform .2s ease; }
.btn:hover svg { transform: translateX(3px); }

/* ===== Header ===== */
.header {
  position: sticky; top: 0; z-index: 50;
  backdrop-filter: blur(14px);
  background: rgba(10,22,40,0.85);
  border-bottom: 1px solid var(--line-dark);
}
.header-inner { display: flex; align-items: center; justify-content: space-between; height: 72px; }
.wordmark {
  font-family: var(--font);
  font-weight: 600;
  font-size: 18px;
  letter-spacing: -0.01em;
  display: inline-flex; align-items: center; gap: 12px;
}
.wordmark .de { color: var(--gold); }
.monogram {
  width: 32px; height: 32px;
  background: var(--midnight);
  border: 1px solid var(--line-dark-s);
  border-radius: 8px;
  display: grid; place-items: center;
  font-weight: 700;
  font-style: italic;
  font-size: 13px;
  color: var(--gold);
  letter-spacing: -0.5px;
}
.nav { display: flex; gap: 32px; }
.nav a { color: rgba(245,241,234,0.6); font-weight: 500; font-size: 14px; transition: color .15s; }
.nav a:hover { color: var(--ivory); }
.header-cta { display: flex; gap: 10px; align-items: center; }
@media (max-width: 1040px) { .nav { display: none; } }

/* ===== Scroll reveal — enhanced ===== */
.reveal { opacity: 0; transform: translateY(22px); transition: opacity .8s cubic-bezier(0.16,1,0.3,1), transform .8s cubic-bezier(0.16,1,0.3,1); }
.reveal.in { opacity: 1; transform: translateY(0); }
.reveal-d1 { transition-delay: 0.1s; }
.reveal-d2 { transition-delay: 0.2s; }
.reveal-d3 { transition-delay: 0.3s; }
.reveal-d4 { transition-delay: 0.4s; }

/* Slide from left */
.reveal-left { opacity: 0; transform: translateX(-30px); transition: opacity .8s cubic-bezier(0.16,1,0.3,1), transform .8s cubic-bezier(0.16,1,0.3,1); }
.reveal-left.in { opacity: 1; transform: translateX(0); }

/* Scale up */
.reveal-scale { opacity: 0; transform: scale(0.92); transition: opacity .7s cubic-bezier(0.16,1,0.3,1), transform .7s cubic-bezier(0.16,1,0.3,1); }
.reveal-scale.in { opacity: 1; transform: scale(1); }

@media (prefers-reduced-motion: reduce) {
  .reveal, .reveal-left, .reveal-scale { animation: none !important; opacity: 1 !important; transform: none !important; transition: none !important; }
  .hero-eyebrow, .hero h1, .hero-sub, .hero-actions, .hero-trust { animation: none !important; opacity: 1 !important; transform: none !important; filter: none !important; }
}

/* ===== Hero entry — cinematic stagger ===== */
.hero-eyebrow, .hero h1, .hero-sub, .hero-actions, .hero-trust {
  animation: heroRise .9s cubic-bezier(0.16,1,0.3,1) backwards;
}
.hero-eyebrow { animation-delay: 0s; }
.hero h1 { animation-delay: .1s; }
.hero-sub { animation-delay: .22s; }
.hero-actions { animation-delay: .34s; }
.hero-trust { animation-delay: .46s; }
@keyframes heroRise {
  from { opacity: 0; transform: translateY(24px); filter: blur(4px); }
  to { opacity: 1; transform: translateY(0); filter: blur(0); }
}

/* Hero italic word shimmer */
.h-hero em {
  position: relative;
  display: inline-block;
}
.h-hero em::after {
  content: "";
  position: absolute;
  left: 0; right: 0; bottom: -4px;
  height: 2px;
  background: linear-gradient(90deg, transparent, var(--gold), transparent);
  transform: scaleX(0);
  transform-origin: left;
  animation: underlineGrow 1.6s cubic-bezier(0.16,1,0.3,1) 0.6s forwards;
}
@keyframes underlineGrow { to { transform: scaleX(1); } }

/* ===== Gold line draw animation ===== */
.gold-line {
  width: 48px; height: 2px; background: var(--gold); border: none; margin: 0 0 28px;
  transform-origin: left;
  transform: scaleX(0);
  transition: transform 1s cubic-bezier(0.16,1,0.3,1);
}
.gold-line.in { transform: scaleX(1); }
.sec--ivory .gold-line { background: var(--gold-deep); }

/* ===== Section number entrance ===== */
.sec-num {
  font-family: var(--font); font-weight: 700; font-style: italic;
  font-size: clamp(64px, 8vw, 96px);
  color: var(--gold); line-height: 1; letter-spacing: -0.02em;
  margin-bottom: 12px; opacity: 0;
  transform: translateX(-20px);
  transition: opacity .8s cubic-bezier(0.16,1,0.3,1), transform .8s cubic-bezier(0.16,1,0.3,1);
}
.sec-num.in { opacity: 0.85; transform: translateX(0); }
.sec--ivory .sec-num.in, .sec--light .sec-num.in, .sec--stone .sec-num.in { opacity: 0.7; }
.sec--ivory .sec-num, .sec--light .sec-num, .sec--stone .sec-num { color: var(--gold-deep); }

/* ===== Dot-grid pulse ===== */
.dot-grid span {
  width: 4px; height: 4px; border-radius: 99px;
  background: var(--gold); opacity: 0;
  animation: dotPop .4s ease forwards;
}
.dot-grid span:nth-child(1) { animation-delay: 0.3s; }
.dot-grid span:nth-child(2) { animation-delay: 0.35s; }
.dot-grid span:nth-child(3) { animation-delay: 0.4s; }
.dot-grid span:nth-child(4) { animation-delay: 0.45s; }
.dot-grid span:nth-child(5) { animation-delay: 0.5s; }
.dot-grid span:nth-child(6) { animation-delay: 0.55s; }
.dot-grid span:nth-child(7) { animation-delay: 0.6s; }
.dot-grid span:nth-child(8) { animation-delay: 0.65s; }
.dot-grid span:nth-child(9) { animation-delay: 0.7s; }
.dot-grid span:nth-child(10) { animation-delay: 0.75s; }
.dot-grid span:nth-child(11) { animation-delay: 0.8s; }
.dot-grid span:nth-child(12) { animation-delay: 0.85s; }
.dot-grid span:nth-child(13) { animation-delay: 0.9s; }
.dot-grid span:nth-child(14) { animation-delay: 0.95s; }
.dot-grid span:nth-child(15) { animation-delay: 1.0s; }
.dot-grid span:nth-child(16) { animation-delay: 1.05s; }
.dot-grid span:nth-child(17) { animation-delay: 1.1s; }
.dot-grid span:nth-child(18) { animation-delay: 1.15s; }
.dot-grid span:nth-child(19) { animation-delay: 1.2s; }
.dot-grid span:nth-child(20) { animation-delay: 1.25s; }
.dot-grid span:nth-child(21) { animation-delay: 1.3s; }
.dot-grid span:nth-child(22) { animation-delay: 1.35s; }
.dot-grid span:nth-child(23) { animation-delay: 1.4s; }
.dot-grid span:nth-child(24) { animation-delay: 1.45s; }
.dot-grid span:nth-child(25) { animation-delay: 1.5s; }
@keyframes dotPop {
  0% { opacity: 0; transform: scale(0); }
  70% { opacity: 0.5; transform: scale(1.4); }
  100% { opacity: 0.35; transform: scale(1); }
}
.sec--ivory .dot-grid span, .sec--light .dot-grid span { background: var(--gold-deep); }

/* Dot breathe after pop */
.dot-grid span {
  animation: dotPop .4s ease forwards, dotBreathe 3.5s ease-in-out 2s infinite;
}
@keyframes dotBreathe {
  0%, 100% { opacity: 0.25; }
  50% { opacity: 0.5; }
}

/* ===== Button gold shimmer ===== */
.btn-primary {
  position: relative; overflow: hidden; isolation: isolate;
}
.btn-primary::after {
  content: ""; position: absolute; top: 0; left: -120%;
  width: 60%; height: 100%;
  background: linear-gradient(115deg, transparent 30%, rgba(255,255,255,0.45) 50%, transparent 70%);
  transition: left .65s ease;
  pointer-events: none;
}
.btn-primary:hover::after { left: 140%; }
.btn-primary:hover { transform: translateY(-2px); box-shadow: 0 8px 24px rgba(201,169,97,0.3); }

/* ===== Card hover micro-interactions ===== */
.pillar {
  transition: border-color .3s ease, transform .3s ease, box-shadow .3s ease;
}
.pillar:hover {
  border-color: var(--gold-border);
  transform: translateY(-5px);
  box-shadow: 0 16px 40px rgba(0,0,0,0.25);
}
.pillar:hover .pillar-num { transform: scale(1.08); }
.pillar-num { transition: transform .3s ease; }

.bd-panel {
  transition: transform .4s ease, box-shadow .4s ease;
}
.bd-panel:hover {
  transform: translateY(-4px) scale(1.01);
  box-shadow: 0 20px 50px rgba(0,0,0,0.3);
}

/* Panel icon hover rotate */
.bd-panel-icon { transition: transform .4s ease; }
.bd-panel:hover .bd-panel-icon { transform: rotate(-6deg) scale(1.06); }

/* ===== Beweis-Bar — premium dark marquee ===== */
.beweis-section {
  background: var(--deep);
  border-top: 1px solid rgba(255,255,255,0.08);
  border-bottom: 1px solid rgba(255,255,255,0.08);
  padding: 36px 0;
  position: relative;
  overflow: hidden;
}
.beweis-section::before {
  content: "";
  position: absolute; inset: 0;
  background: radial-gradient(50% 100% at 50% 0%, rgba(212,182,106,0.08), transparent 70%);
  pointer-events: none;
}
.beweis-section .eyebrow {
  text-align: center; display: block; margin-bottom: 20px; position: relative;
}
.beweis-wrap {
  overflow: hidden;
  mask-image: linear-gradient(90deg, transparent, #000 6%, #000 94%, transparent);
  -webkit-mask-image: linear-gradient(90deg, transparent, #000 6%, #000 94%, transparent);
}
.beweis-wrap:hover .beweis-bar { animation-play-state: paused; }
.beweis-bar {
  display: flex; width: max-content;
  animation: marqueeScroll 36s linear infinite;
  gap: 56px; padding-right: 56px;
}
.beweis-item {
  font-family: var(--font);
  font-weight: 600;
  font-size: 20px;
  letter-spacing: -0.01em;
  color: rgba(245,241,234,0.4);
  white-space: nowrap;
  transition: color .25s, opacity .25s;
}
.beweis-item:hover { color: var(--gold); opacity: 1; }
@keyframes marqueeScroll { from { transform: translateX(0); } to { transform: translateX(-50%); } }

/* ===== Argument stack animation ===== */
.arg {
  opacity: 0;
  transform: translateX(-16px);
  transition: opacity .7s cubic-bezier(0.16,1,0.3,1), transform .7s cubic-bezier(0.16,1,0.3,1);
}
.arg.in { opacity: 1; transform: translateX(0); }

/* ===== Numbered stack animation ===== */
.nstep {
  opacity: 0;
  transform: translateX(-16px);
  transition: opacity .7s cubic-bezier(0.16,1,0.3,1), transform .7s cubic-bezier(0.16,1,0.3,1);
}
.nstep.in { opacity: 1; transform: translateX(0); }

/* ===== Garantie hard-quote entrance ===== */
.pe-badge-wrap { margin-top: 44px; display: flex; justify-content: center; }
.pe-badge-wrap #pewl { max-width: 100%; }
.hard-quote {
  opacity: 0; transform: translateX(-24px);
  transition: opacity .9s cubic-bezier(0.16,1,0.3,1), transform .9s cubic-bezier(0.16,1,0.3,1);
}
.hard-quote.in { opacity: 1; transform: translateX(0); }

/* ===== Garantie badge pulse ===== */
.garantie-badge {
  animation: badgePulse 3s ease-in-out 1s infinite;
}
@keyframes badgePulse {
  0%, 100% { box-shadow: 0 0 0 0 rgba(45,95,63,0); }
  50% { box-shadow: 0 0 0 8px rgba(45,95,63,0.15); }
}

/* ===== FAQ smooth accordion ===== */
.faq-a { transition: max-height .45s cubic-bezier(0.16,1,0.3,1); }
.faq-q .plus { transition: transform .35s cubic-bezier(0.16,1,0.3,1), background .25s ease, color .25s ease; }

/* ===== CTA arrow bounce ===== */
.cta-block .sec-num {
  animation: arrowBounce 2.4s ease-in-out infinite;
  opacity: 0.85 !important;
  transform: none !important;
}
@keyframes arrowBounce {
  0%, 100% { transform: translateX(0); }
  50% { transform: translateX(8px); }
}

/* ===== Smooth scroll ===== */
html { scroll-behavior: smooth; }

/* ===== Hero specifics ===== */
.hero {
  padding: 80px 0 64px;
  background:
    radial-gradient(60% 50% at 50% 0%, rgba(212,182,106,0.08), transparent 60%),
    radial-gradient(40% 40% at 80% 80%, rgba(79,131,245,0.06), transparent 60%),
    var(--midnight);
}
.hero-grid {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 52px;
  align-items: center;
  position: relative;
  z-index: 1;
}
.hero-inner { max-width: none; }
.hero-sub { margin: 20px 0 32px; }
.hero-actions { display: flex; gap: 12px; flex-wrap: wrap; }
.hero-trust {
  margin-top: 36px;
  display: flex; gap: 20px; flex-wrap: wrap;
  color: rgba(245,241,234,0.45);
  font-size: 13px; font-weight: 500;
}
.hero-trust .ht { display: flex; align-items: center; gap: 8px; }
.hero-trust .ht svg { color: var(--green); }
@media (max-width: 960px) { .hero-grid { grid-template-columns: 1fr; gap: 40px; } }

/* Lighter h-hero */
.h-hero {
  font-weight: 600;
  font-size: clamp(40px, 5.8vw, 72px);
  letter-spacing: -0.025em;
  line-height: 1.06;
}

/* ===== Hero Visual — dashboard mock ===== */
.hero-visual {
  position: relative;
  border-radius: var(--radius-xl);
  background: linear-gradient(180deg, #0C1524 0%, #070D18 100%);
  border: 1px solid var(--line-dark-s);
  padding: 18px;
  box-shadow: 0 24px 80px rgba(0,0,0,0.5);
  animation: heroRise 1s cubic-bezier(0.16,1,0.3,1) 0.2s backwards;
  overflow: hidden;
}
/* Ambient glow blobs */
.hero-visual::before {
  content: "";
  position: absolute;
  width: 340px; height: 340px;
  top: -80px; right: -60px;
  background: radial-gradient(circle, rgba(79,131,245,0.18), transparent 70%);
  pointer-events: none;
  animation: glowDrift 8s ease-in-out infinite alternate;
}
.hero-visual::after {
  content: "";
  position: absolute;
  width: 280px; height: 280px;
  bottom: -40px; left: -40px;
  background: radial-gradient(circle, rgba(201,169,97,0.14), transparent 70%);
  pointer-events: none;
  animation: glowDrift2 10s ease-in-out infinite alternate;
}
@keyframes glowDrift {
  0% { transform: translate(0, 0) scale(1); }
  100% { transform: translate(-30px, 20px) scale(1.15); }
}
@keyframes glowDrift2 {
  0% { transform: translate(0, 0) scale(1); }
  100% { transform: translate(20px, -25px) scale(1.1); }
}
.hv-window {
  border-radius: 18px;
  background: #0B1322;
  border: 1px solid rgba(255,255,255,0.09);
  overflow: hidden;
}
.hv-titlebar {
  height: 34px;
  display: flex; align-items: center; gap: 6px;
  padding: 0 14px;
  border-bottom: 1px solid var(--line-dark);
  background: rgba(255,255,255,0.02);
}
.hv-dot { width: 9px; height: 9px; border-radius: 99px; background: #1E2638; }
.hv-url { margin-left: 10px; font-size: 11px; color: var(--slate); font-weight: 500; letter-spacing: 0.02em; }
.hv-body { padding: 18px; display: flex; flex-direction: column; gap: 12px; }
.hv-header-row { display: flex; align-items: center; justify-content: space-between; padding-bottom: 12px; border-bottom: 1px solid var(--line-dark); }
.hv-brand { display: flex; align-items: center; gap: 8px; font-weight: 600; font-size: 13px; color: var(--ivory); }
.hv-mono { width: 24px; height: 24px; border-radius: 5px; background: var(--mid); display: grid; place-items: center; font-weight: 700; font-style: italic; font-size: 10px; color: var(--gold); letter-spacing: -0.3px; }
.hv-live-badge { display: inline-flex; align-items: center; gap: 6px; font-size: 11px; font-weight: 500; color: var(--green); padding: 4px 10px; border-radius: 99px; background: rgba(45,95,63,0.12); border: 1px solid rgba(45,95,63,0.25); }
.hv-live-dot { width: 6px; height: 6px; border-radius: 99px; background: var(--green); animation: livePulse 2s ease-in-out infinite; }
@keyframes livePulse { 0%, 100% { opacity: 0.5; box-shadow: 0 0 0 0 rgba(45,95,63,0); } 50% { opacity: 1; box-shadow: 0 0 0 4px rgba(45,95,63,0.3); } }

.hv-row {
  display: flex; align-items: center; justify-content: space-between;
  padding: 14px 16px; border-radius: 12px;
  background: rgba(255,255,255,0.04); border: 1px solid rgba(255,255,255,0.08);
  transition: border-color .25s, transform .25s, background .25s;
  animation: rowSlide .5s ease backwards;
}
.hv-row:hover { border-color: rgba(255,255,255,0.16); transform: translateX(4px); background: rgba(255,255,255,0.06); }
@keyframes rowSlide { from { opacity: 0; transform: translateX(12px); } to { opacity: 1; transform: translateX(0); } }

.hv-row-left { display: flex; align-items: center; gap: 12px; }
.hv-row-mono { width: 32px; height: 32px; border-radius: 8px; display: grid; place-items: center; font-weight: 700; font-style: italic; font-size: 11px; letter-spacing: -0.3px; }
.hv-row-label { font-size: 13px; font-weight: 600; color: var(--ivory); }
.hv-row-sub { font-size: 11px; color: var(--slate); font-weight: 500; margin-top: 1px; }
.hv-row-right { text-align: right; }
.hv-row-count { font-weight: 700; font-size: 20px; letter-spacing: -0.02em; line-height: 1; }
.hv-row-status { display: flex; align-items: center; gap: 5px; font-size: 10px; color: var(--slate); font-weight: 500; margin-top: 3px; justify-content: flex-end; }
.hv-status-dot { width: 5px; height: 5px; border-radius: 99px; }

.hv-bottom-bar { padding: 14px 0 4px; border-top: 1px solid var(--line-dark); margin-top: 4px; }
.hv-bar-label { font-size: 11px; color: var(--slate); font-weight: 500; margin-bottom: 8px; }
.hv-bar-track { height: 6px; background: rgba(255,255,255,0.06); border-radius: 99px; overflow: hidden; }
.hv-bar-fill { height: 100%; width: 0; border-radius: 99px; background: linear-gradient(90deg, #4F83F5, #2FB6A3, #C9A961); animation: barGrow 3s linear 0.8s forwards; }
@keyframes barGrow { 0%{ width:0; } 100%{ width: 92%; } }
.hv-bar-val { font-size: 12px; font-weight: 600; color: var(--ivory); margin-top: 6px; }

/* Garantie banner inside visual */
.hv-garantie {
  display: flex; align-items: center; gap: 14px;
  padding: 14px 16px;
  border-radius: 12px;
  background: linear-gradient(135deg, rgba(45,95,63,0.14), rgba(45,95,63,0.06));
  border: 1px solid rgba(45,95,63,0.35);
  margin-top: 4px;
  animation: rowSlide .5s ease 1.4s backwards;
}
.hv-garantie-icon {
  flex: 0 0 56px;
  width: 56px; height: 40px;
  border-radius: 8px;
  background: rgba(45,95,63,0.12);
  display: grid; place-items: center;
  color: var(--green);
}
.hv-garantie-title { font-size: 12px; font-weight: 600; color: var(--ivory); letter-spacing: 0.02em; }
.hv-garantie-sub { font-size: 11px; color: var(--slate); font-weight: 500; margin-top: 2px; }

/* Signature draw animation */
.sig-svg .sig-path {
  stroke: var(--green);
  stroke-dasharray: 240;
  stroke-dashoffset: 240;
  animation: sigDraw 2.4s cubic-bezier(0.65, 0, 0.35, 1) 1.6s forwards;
}
.sig-svg .sig-base {
  stroke: var(--green);
  stroke-dasharray: 120;
  stroke-dashoffset: 120;
  animation: sigDraw 0.8s ease 3.8s forwards;
  opacity: 0.5;
}
@keyframes sigDraw { to { stroke-dashoffset: 0; } }
.hv-garantie:hover .sig-svg .sig-path {
  animation: sigDraw 1.6s cubic-bezier(0.65, 0, 0.35, 1) forwards;
}

/* Hero visual mobile */
@media (max-width: 640px) {
  .hero-visual { padding: 14px; }
  .hv-body { padding: 14px; gap: 10px; }
  .hv-row { padding: 12px; }
  .hv-row-count { font-size: 16px; }
  .hv-header-row { flex-direction: column; align-items: flex-start; gap: 8px; }
}

/* (Beweis-bar styles moved up — see .beweis-section) */

/* ===== Pillar cards (P-05) ===== */
.pillars { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; margin-top: 48px; }
.pillar {
  padding: 32px 26px;
  border-radius: var(--radius-lg);
  border: 1px solid rgba(255,255,255,0.10);
  background: rgba(255,255,255,0.05);
  display: flex; flex-direction: column; gap: 16px;
  transition: border-color .25s, transform .25s, background .25s, box-shadow .25s;
}
.pillar:hover {
  border-color: var(--gold-border);
  transform: translateY(-5px);
  background: rgba(255,255,255,0.08);
  box-shadow: 0 16px 40px rgba(0,0,0,0.2);
}
.pillar-num { font-weight: 700; font-style: italic; font-size: 28px; color: var(--gold); line-height: 1; }
.pillar h4 { font-weight: 600; font-size: 19px; line-height: 1.2; }
.pillar p { color: rgba(245,241,234,0.65); font-size: 14.5px; margin: 0; line-height: 1.55; font-weight: 500; }
@media (max-width: 960px) { .pillars { grid-template-columns: 1fr 1fr; } }
@media (max-width: 560px) { .pillars { grid-template-columns: 1fr; } }

/* ===== Argument stack (P-07) — for problem section on ivory ===== */
.arg-stack { display: flex; flex-direction: column; gap: 0; margin-top: 48px; }
.arg {
  display: grid;
  grid-template-columns: 56px 1fr;
  gap: 24px;
  padding: 28px 0;
  border-bottom: 1px solid var(--line-light);
}
.arg:last-child { border-bottom: none; }
.arg-num { font-weight: 700; font-style: italic; font-size: 24px; color: var(--gold-deep); }
.arg h4 { font-weight: 600; font-size: 20px; color: var(--charcoal); margin-bottom: 8px; }
.arg p { color: var(--slate); font-size: 15px; margin: 0; line-height: 1.6; font-weight: 500; }

/* ===== Bereich full sections ===== */
.bd-section { padding: 88px 0; position: relative; overflow: hidden; }
.bd-grid { display: grid; grid-template-columns: 1.05fr 0.95fr; gap: 64px; align-items: center; }
.bd-grid.bd-flip .bd-copy { order: 2; }
.bd-grid.bd-flip .bd-visual { order: 1; }
.bd-kicker { display: flex; align-items: center; gap: 12px; margin-bottom: 16px; }
.bd-kicker-mono {
  width: 36px; height: 36px; border-radius: 8px; display: grid; place-items: center;
  font-weight: 700; font-style: italic; font-size: 14px; letter-spacing: -0.5px;
}
.bd-kicker-text { font-weight: 600; font-size: 12px; letter-spacing: 1.5px; text-transform: uppercase; }
.bd-title { font-weight: 700; font-size: clamp(32px, 4vw, 48px); letter-spacing: -0.02em; line-height: 1.06; margin-bottom: 18px; }
.bd-title em { font-style: italic; color: var(--gold); }
.sec--ivory .bd-title em { color: var(--gold-deep); }
.bd-lead { font-size: 18px; font-weight: 500; line-height: 1.55; margin: 0 0 18px; }
.sec--navy .bd-lead, .sec--mid .bd-lead { color: rgba(245,241,234,0.8); }
.sec--ivory .bd-lead, .sec--light .bd-lead { color: var(--charcoal); }
.bd-para { font-size: 15px; font-weight: 500; line-height: 1.65; margin: 0 0 12px; max-width: 520px; }
.sec--navy .bd-para, .sec--mid .bd-para { color: rgba(245,241,234,0.68); }
.sec--ivory .bd-para, .sec--light .bd-para { color: var(--slate); }
.bd-points { list-style: none; padding: 0; margin: 24px 0 28px; display: grid; grid-template-columns: 1fr 1fr; gap: 10px 20px; }
.bd-points li { display: flex; gap: 10px; font-size: 14px; font-weight: 500; align-items: flex-start; }
.sec--navy .bd-points li, .sec--mid .bd-points li { color: rgba(245,241,234,0.7); }
.sec--ivory .bd-points li { color: var(--slate); }
.bd-points li svg { flex: 0 0 16px; margin-top: 3px; color: var(--green); }
.bd-actions { display: flex; gap: 16px; align-items: center; flex-wrap: wrap; }
.bd-domain { font-weight: 600; font-size: 13px; letter-spacing: -0.01em; }
.sec--navy .bd-domain { color: rgba(245,241,234,0.4); }
.sec--ivory .bd-domain { color: var(--slate); }
.bd-domain .de { color: var(--gold); }
.sec--ivory .bd-domain .de { color: var(--gold-deep); }

/* Visual panel */
.bd-visual { display: flex; justify-content: center; }
.bd-panel {
  width: 100%; max-width: 440px; aspect-ratio: 1/1;
  border-radius: var(--radius-xl); position: relative; overflow: hidden;
  display: flex; flex-direction: column; justify-content: space-between; padding: 32px;
}
.sec--navy .bd-panel, .sec--mid .bd-panel { background: rgba(255,255,255,0.045); border: 1px solid rgba(255,255,255,0.12); }
.sec--ivory .bd-panel { background: var(--stone); border: 1px solid var(--line-light-s); }
.bd-panel-num { position: absolute; top: 22px; right: 28px; font-weight: 700; font-style: italic; font-size: 72px; letter-spacing: -0.03em; line-height: 1; opacity: 0.18; }
.sec--navy .bd-panel-num { color: var(--gold); }
.sec--ivory .bd-panel-num { color: var(--gold-deep); }
.bd-panel-icon { width: 56px; height: 56px; border-radius: 14px; display: grid; place-items: center; }
.sec--navy .bd-panel-icon { background: var(--gold-soft); color: var(--gold); }
.sec--ivory .bd-panel-icon { background: rgba(168,133,68,0.12); color: var(--gold-deep); }
.bd-panel-icon svg { width: 28px; height: 28px; }
.bd-metrics { position: relative; display: flex; flex-direction: column; gap: 12px; }
.bd-metric { display: flex; align-items: baseline; justify-content: space-between; gap: 14px; padding-bottom: 10px; }
.sec--navy .bd-metric { border-bottom: 1px solid var(--line-dark); }
.sec--ivory .bd-metric { border-bottom: 1px solid var(--line-light); }
.bd-metric:last-child { border-bottom: none; padding-bottom: 0; }
.bd-metric-val { font-weight: 700; font-size: 22px; letter-spacing: -0.02em; white-space: nowrap; }
.sec--navy .bd-metric-val { color: var(--gold); }
.sec--ivory .bd-metric-val { color: var(--gold-deep); }
.bd-metric-label { font-size: 13px; font-weight: 500; text-align: right; }
.sec--navy .bd-metric-label { color: rgba(245,241,234,0.5); }
.sec--ivory .bd-metric-label { color: var(--slate); }

@media (max-width: 960px) {
  .bd-grid, .bd-grid.bd-flip { grid-template-columns: 1fr; gap: 40px; }
  .bd-grid.bd-flip .bd-copy { order: 1; }
  .bd-grid.bd-flip .bd-visual { order: 2; }
  .bd-panel { max-width: 360px; }
}
@media (max-width: 560px) {
  .bd-section { padding: 64px 0; }
  .bd-points { grid-template-columns: 1fr; }
  .bd-panel { aspect-ratio: auto; padding: 24px; gap: 24px; }
}

/* ===== Garantie badge (P-08) ===== */
.garantie-badge {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 8px 16px;
  border-radius: 6px;
  font-weight: 600; font-size: 12px;
  letter-spacing: 1.4px;
  text-transform: uppercase;
}
.sec--navy .garantie-badge, .sec--deep .garantie-badge {
  background: rgba(45,95,63,0.18);
  color: var(--green);
  border: 1px solid rgba(45,95,63,0.3);
}
.sec--ivory .garantie-badge {
  background: rgba(45,95,63,0.1);
  color: var(--green);
  border: 1px solid rgba(45,95,63,0.2);
}

/* ===== Hard quote (P-06) ===== */
.hard-quote {
  margin: 40px 0;
  padding: 28px 32px;
  border-left: 3px solid var(--gold);
  font-weight: 600;
  font-size: clamp(20px, 2vw, 26px);
  letter-spacing: -0.01em;
  line-height: 1.3;
}
.sec--ivory .hard-quote { border-left-color: var(--gold-deep); color: var(--charcoal); }
.sec--navy .hard-quote, .sec--deep .hard-quote { color: var(--ivory); }

/* ===== Process / numbered stack ===== */
.numbered-stack { display: flex; flex-direction: column; gap: 0; margin-top: 48px; }
.nstep {
  display: grid;
  grid-template-columns: 64px 1fr;
  gap: 24px;
  padding: 28px 0;
}
.sec--ivory .nstep { border-bottom: 1px solid var(--line-light); }
.sec--navy .nstep { border-bottom: 1px solid var(--line-dark); }
.nstep:last-child { border-bottom: none; }
.nstep-num { font-weight: 700; font-style: italic; font-size: 28px; color: var(--gold); }
.sec--ivory .nstep-num { color: var(--gold-deep); }
.nstep h4 { font-weight: 600; font-size: 19px; margin-bottom: 6px; }
.nstep p { font-size: 15px; font-weight: 500; margin: 0; line-height: 1.6; }
.sec--ivory .nstep p { color: var(--slate); }
.sec--navy .nstep p { color: rgba(245,241,234,0.65); }

/* ===== FAQ ===== */
.faq { margin-top: 40px; }
.faq-item {}
.sec--ivory .faq-item { border-bottom: 1px solid var(--line-light); }
.sec--navy .faq-item { border-bottom: 1px solid var(--line-dark); }
.faq-q {
  width: 100%;
  display: flex; align-items: center; justify-content: space-between; gap: 24px;
  background: transparent; border: none; text-align: left;
  padding: 24px 0;
  font-family: var(--font); font-weight: 600; font-size: clamp(17px, 1.4vw, 20px);
  letter-spacing: -0.01em;
}
.sec--navy .faq-q { color: var(--ivory); }
.sec--ivory .faq-q { color: var(--charcoal); }
.faq-q .plus {
  flex: 0 0 28px; height: 28px; border-radius: 6px;
  display: grid; place-items: center;
  transition: transform .2s, background .2s, color .2s;
}
.sec--navy .faq-q .plus { background: rgba(255,255,255,0.07); color: rgba(245,241,234,0.55); }
.sec--ivory .faq-q .plus { background: rgba(10,22,40,0.05); color: var(--slate); }
.faq-item.open .faq-q .plus { background: var(--gold); color: var(--midnight); transform: rotate(45deg); }
.faq-a { max-height: 0; overflow: hidden; transition: max-height .35s ease; }
.faq-a > div { padding: 0 56px 24px 0; font-size: 15px; font-weight: 500; line-height: 1.65; }
.sec--navy .faq-a > div { color: rgba(245,241,234,0.65); }
.sec--ivory .faq-a > div { color: var(--slate); }

/* ===== CTA block ===== */
.cta-block {
  text-align: center;
  display: flex; flex-direction: column; gap: 24px; align-items: center;
  max-width: 680px; margin: 0 auto;
}
.cta-block .lead { text-align: center; }

/* ===== Animated Bereich Visuals ===== */
.bd-anim-card {
  width: 100%; max-width: 440px;
  border-radius: var(--radius-xl);
  padding: 28px;
  display: flex; flex-direction: column; gap: 16px;
  position: relative;
  overflow: hidden;
}
.sec--navy .bd-anim-card { background: rgba(255,255,255,0.045); border: 1px solid rgba(255,255,255,0.12); }
.sec--ivory .bd-anim-card { background: var(--stone); border: 1px solid var(--line-light-s); }
.sec--mid .bd-anim-card { background: rgba(255,255,255,0.045); border: 1px solid rgba(255,255,255,0.12); }

/* ===== Anfrage-Karte (Leadkarte) ===== */
.anf-card { overflow: visible; padding: 0; background: transparent !important; border: none !important; }
.anf-stack {
  position: absolute; left: 50%; top: 0; transform: translateX(-50%);
  width: 90%; height: 100%; border-radius: var(--radius-xl);
  z-index: 0;
}
.sec--navy .anf-stack, .sec--mid .anf-stack { background: rgba(255,255,255,0.04); border: 1px solid rgba(255,255,255,0.10); }
.sec--ivory .anf-stack { background: var(--stone); border: 1px solid var(--line-light-s); }
.anf-stack-1 { top: -10px; width: 94%; }
.anf-stack-2 { top: -20px; width: 88%; }
@keyframes anfFloat { 0%,100% { transform: translateX(-50%) translateY(0); } 50% { transform: translateX(-50%) translateY(-4px); } }

.anf-main {
  position: relative; z-index: 2;
  border-radius: var(--radius-xl);
  padding: 24px;
  display: flex; flex-direction: column; gap: 16px;
  box-shadow: 0 24px 60px rgba(0,0,0,0.18);
  opacity: 0; transform: translateX(60px) rotate(2.5deg) scale(0.96);
}
.bd-visual.in .anf-main { animation: anfFlyIn 0.9s cubic-bezier(0.22,1,0.36,1) 0.05s both; }
.sec--navy .anf-main, .sec--mid .anf-main { background: linear-gradient(180deg, rgba(255,255,255,0.07), rgba(255,255,255,0.03)); border: 1px solid rgba(255,255,255,0.14); }
.sec--ivory .anf-main { background: #fff; border: 1px solid var(--line-light-s); }
@keyframes anfIn { from { opacity: 0; transform: translateY(24px) scale(0.97); } to { opacity: 1; transform: none; } }
@keyframes anfFlyIn {
  0% { opacity: 0; transform: translateX(70px) rotate(3deg) scale(0.94); }
  60% { opacity: 1; transform: translateX(-6px) rotate(-0.6deg) scale(1.005); }
  100% { opacity: 1; transform: none; }
}
/* Stacked cards slide out from behind the main card */
.anf-stack { opacity: 0; }
.bd-visual.in .anf-stack-1 { animation: stackIn1 0.7s cubic-bezier(0.22,1,0.36,1) 0.5s both, anfFloat 5s ease-in-out 1.2s infinite; }
.bd-visual.in .anf-stack-2 { animation: stackIn2 0.7s cubic-bezier(0.22,1,0.36,1) 0.62s both, anfFloat 5s ease-in-out 1.6s infinite; }
@keyframes stackIn1 { from { opacity: 0; transform: translateX(-50%) translateY(8px); } to { opacity: 0.7; transform: translateX(-50%) translateY(0); } }
@keyframes stackIn2 { from { opacity: 0; transform: translateX(-50%) translateY(14px); } to { opacity: 0.4; transform: translateX(-50%) translateY(0); } }

.anf-top { display: flex; align-items: center; justify-content: space-between; }
.anf-live {
  display: inline-flex; align-items: center; gap: 8px;
  font-family: var(--font-mono); font-size: 11px; letter-spacing: 0.04em;
  color: var(--anf); font-weight: 600; text-transform: uppercase;
}
.anf-live-dot { width: 8px; height: 8px; border-radius: 99px; background: var(--anf); box-shadow: 0 0 0 0 var(--anf); animation: anfPulse 1.8s ease-out infinite; }
@keyframes anfPulse { 0% { box-shadow: 0 0 0 0 color-mix(in srgb, var(--anf) 55%, transparent); } 100% { box-shadow: 0 0 0 9px transparent; } }
.anf-time { font-family: var(--font-mono); font-size: 10px; color: var(--slate); opacity: 0.7; }
.sec--navy .anf-time, .sec--mid .anf-time { color: rgba(245,241,234,0.4); }

.anf-profile { display: flex; align-items: center; gap: 12px; }
.anf-avatar { width: 44px; height: 44px; border-radius: 13px; display: grid; place-items: center; font-family: var(--font-mono); font-weight: 700; font-size: 14px; flex: 0 0 44px; }
.anf-name { font-weight: 600; font-size: 16px; letter-spacing: -0.01em; }
.sec--navy .anf-name, .sec--mid .anf-name { color: var(--ivory); }
.sec--ivory .anf-name { color: var(--charcoal); }
.anf-sub { font-size: 12.5px; color: var(--slate); margin-top: 2px; }
.sec--navy .anf-sub, .sec--mid .anf-sub { color: rgba(245,241,234,0.55); }
.anf-check { margin-left: auto; width: 26px; height: 26px; border-radius: 99px; display: grid; place-items: center; flex: 0 0 26px; animation: anfPop 0.5s cubic-bezier(0.34,1.56,0.64,1) 0.5s both; }
@keyframes anfPop { from { opacity: 0; transform: scale(0); } to { opacity: 1; transform: scale(1); } }

.anf-rows { display: flex; flex-direction: column; gap: 1px; border-radius: 12px; overflow: hidden; }
.anf-row {
  display: flex; align-items: center; justify-content: space-between;
  padding: 11px 14px; font-size: 13px;
  animation: anfRowIn 0.5s ease both;
}
.sec--navy .anf-row, .sec--mid .anf-row { background: rgba(255,255,255,0.04); }
.sec--ivory .anf-row { background: var(--stone); }
@keyframes anfRowIn { from { opacity: 0; transform: translateX(-8px); } to { opacity: 1; transform: none; } }
.anf-row-label { color: var(--slate); }
.sec--navy .anf-row-label, .sec--mid .anf-row-label { color: rgba(245,241,234,0.5); }
.anf-row-val { font-family: var(--font-mono); font-weight: 600; font-size: 12.5px; color: var(--anf); }
.anf-tags { display: flex; flex-wrap: wrap; gap: 7px; }
.anf-tag {
  display: inline-flex; align-items: center; gap: 5px;
  padding: 6px 11px; border-radius: 99px;
  font-size: 11.5px; font-weight: 600;
  background: color-mix(in srgb, var(--anf) 12%, transparent);
  color: var(--anf);
  border: 1px solid color-mix(in srgb, var(--anf) 26%, transparent);
  animation: anfPop 0.45s cubic-bezier(0.34,1.56,0.64,1) both;
}


.bd-anim-head {
  font-family: var(--font-mono);
  font-size: 11px;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 4px;
}

/* PKV Tarif rows */
.bd-tarif-row {
  display: grid;
  grid-template-columns: 1fr 1.2fr auto;
  gap: 12px;
  align-items: center;
  padding: 14px 16px;
  border-radius: 12px;
  background: rgba(255,255,255,0.03);
  border: 1px solid rgba(255,255,255,0.06);
  animation: rowSlide .5s ease backwards;
  transition: border-color .25s, transform .25s;
}
.bd-tarif-row:hover { border-color: rgba(79,131,245,0.4); transform: translateX(4px); }
.sec--ivory .bd-tarif-row { background: rgba(0,0,0,0.03); border-color: rgba(0,0,0,0.06); }
.bd-tarif-name { font-weight: 600; font-size: 13px; }
.sec--navy .bd-tarif-name { color: var(--ivory); }
.sec--ivory .bd-tarif-name { color: var(--charcoal); }
.bd-tarif-preis { font-family: var(--font-mono); font-size: 13px; color: var(--gold); }
.bd-tarif-preis span { font-size: 10px; color: var(--slate); margin-left: 2px; }
.bd-tarif-bar-wrap { height: 6px; background: rgba(255,255,255,0.06); border-radius: 99px; overflow: hidden; }
.sec--ivory .bd-tarif-bar-wrap { background: rgba(0,0,0,0.06); }
.bd-tarif-bar {
  height: 100%; width: 0;
  background: linear-gradient(90deg, #4F83F5, #7BA3FF);
  border-radius: 99px;
  animation: barGrow 1.2s cubic-bezier(0.4,0,0.2,1) forwards;
}
.bd-tarif-q { font-family: var(--font-mono); font-size: 12px; color: #4F83F5; font-weight: 600; min-width: 32px; text-align: right; }

@keyframes barGrow { to { width: var(--w); } }

/* Kapitalanlage chart */
.bd-chart {
  display: flex;
  align-items: flex-end;
  gap: 12px;
  height: 160px;
  padding: 16px 0;
}
.bd-chart-col {
  flex: 1;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 8px;
  height: 100%;
  justify-content: flex-end;
}
.bd-chart-bar {
  width: 100%;
  height: 0;
  border-radius: 8px 8px 4px 4px;
  background: linear-gradient(180deg, var(--gold) 0%, var(--gold-deep) 100%);
  animation: chartGrow 1.4s cubic-bezier(0.4,0,0.2,1) forwards;
  position: relative;
  min-height: 4px;
  box-shadow: 0 4px 16px rgba(212,182,106,0.2);
}
.bd-chart-bar::after {
  content: "";
  position: absolute; top: 0; left: 0; right: 0; height: 3px;
  background: rgba(255,255,255,0.4);
  border-radius: 8px 8px 0 0;
}
@keyframes chartGrow { to { height: var(--h); } }

.bd-chart-label {
  font-family: var(--font-mono);
  font-size: 10px;
  letter-spacing: 0.06em;
}
.sec--navy .bd-chart-label, .sec--mid .bd-chart-label { color: rgba(245,241,234,0.5); }
.sec--ivory .bd-chart-label { color: var(--slate); }
.bd-chart-note {
  font-family: var(--font-mono);
  font-size: 11px;
  color: var(--gold);
  letter-spacing: 0.04em;
  text-align: center;
  padding-top: 8px;
  border-top: 1px solid rgba(255,255,255,0.06);
}
.sec--ivory .bd-chart-note { border-top-color: rgba(0,0,0,0.06); }

/* Baufi kredit rows */
.bd-kredit-row {
  display: grid;
  grid-template-columns: auto 1fr 1fr 1.2fr;
  gap: 12px;
  align-items: center;
  padding: 14px 16px;
  border-radius: 12px;
  background: rgba(255,255,255,0.03);
  border: 1px solid rgba(255,255,255,0.06);
  animation: rowSlide .5s ease backwards;
  transition: border-color .25s, transform .25s;
}
.bd-kredit-row:hover { border-color: rgba(47,182,163,0.4); transform: translateX(4px); }
.sec--ivory .bd-kredit-row { background: rgba(0,0,0,0.03); border-color: rgba(0,0,0,0.06); }
.bd-kredit-bank { font-weight: 600; font-size: 13px; min-width: 56px; }
.sec--navy .bd-kredit-bank, .sec--mid .bd-kredit-bank { color: var(--ivory); }
.sec--ivory .bd-kredit-bank { color: var(--charcoal); }
.bd-kredit-zins { font-family: var(--font-mono); font-size: 13px; color: #2FB6A3; font-weight: 600; }
.bd-kredit-rate { font-family: var(--font-mono); font-size: 12px; }
.sec--navy .bd-kredit-rate, .sec--mid .bd-kredit-rate { color: rgba(245,241,234,0.6); }
.sec--ivory .bd-kredit-rate { color: var(--slate); }
.bd-kredit-score-wrap { height: 6px; background: rgba(255,255,255,0.06); border-radius: 99px; overflow: hidden; }
.sec--ivory .bd-kredit-score-wrap { background: rgba(0,0,0,0.06); }
.bd-kredit-score {
  height: 100%; width: 0;
  background: linear-gradient(90deg, #2FB6A3, #5ED4C4);
  border-radius: 99px;
  animation: barGrow 1.2s cubic-bezier(0.4,0,0.2,1) forwards;
}

/* Mobile for anim cards */
@media (max-width: 560px) {
  .bd-anim-card { max-width: 100%; padding: 22px; }
  .bd-chart { height: 120px; gap: 8px; }
  .bd-tarif-row { grid-template-columns: 1fr auto; gap: 8px; padding: 12px; }
  .bd-tarif-bar-wrap { display: none; }
  .bd-kredit-row { grid-template-columns: auto 1fr auto; gap: 8px; padding: 12px; }
  .bd-kredit-score-wrap { display: none; }
}

/* ===== PKV Tarifvergleich Card ===== */
.pkv-compare-card, .baufi-calc-card{
  background:var(--paper) !important; border:1px solid var(--hairline) !important;
  box-shadow:0 12px 40px rgba(10,22,40,.06) !important;
  border-radius:16px; padding:24px; max-width:380px;
}
.pkv-profil-row{ display:flex; align-items:center; gap:12px; margin:16px 0; }
.pkv-tarife{ display:flex; flex-direction:column; gap:8px; }
.pkv-tarif-row{
  padding:12px 14px; border-radius:10px; border:1px solid var(--hairline);
  animation:rowSlide .5s ease both; transition:border-color .25s;
}
.pkv-tarif-row:hover{ border-color:rgba(79,131,245,.3); }
.pkv-best{ border-color:rgba(79,131,245,.35); background:rgba(79,131,245,.04); }
.pkv-tarif-name{ font-size:13px; font-weight:600; color:var(--navy-ink); display:flex; align-items:center; gap:8px; margin-bottom:8px; }
.pkv-best-tag{ font-size:10px; font-weight:700; text-transform:uppercase; letter-spacing:.06em; background:#4F83F5; color:#fff; padding:2px 7px; border-radius:4px; }
.pkv-tarif-meta{ display:flex; align-items:center; gap:10px; }
.pkv-tarif-beitrag{ font-family:var(--font-mono); font-size:14px; font-weight:700; color:var(--navy-ink); min-width:80px; }
.pkv-tarif-beitrag small{ font-weight:500; color:var(--txt-mute); font-size:11px; }
.pkv-tarif-bar-wrap{ flex:1; height:5px; background:rgba(0,0,0,.05); border-radius:99px; overflow:hidden; }
.pkv-tarif-bar{ height:100%; width:0; border-radius:99px; animation:barGrow 1.2s cubic-bezier(.4,0,.2,1) forwards; }
.pkv-tarif-score{ font-family:var(--font-mono); font-size:12px; font-weight:600; color:#4F83F5; min-width:32px; text-align:right; }
.pkv-savings{ display:flex; align-items:center; gap:8px; margin-top:14px; padding-top:12px; border-top:1px solid var(--hairline); font-size:13px; color:var(--txt-soft); }
.pkv-savings svg{ color:#4F83F5; flex-shrink:0; }
.pkv-savings strong{ color:var(--navy-ink); }

/* ===== Baufi Finanzierungs-Check Card ===== */
.baufi-obj{ display:flex; align-items:center; gap:12px; margin:16px 0; padding:12px 14px; border-radius:10px; background:rgba(47,182,163,.06); border:1px solid rgba(47,182,163,.15); }
.baufi-obj-icon{ color:#2FB6A3; flex-shrink:0; }
.baufi-obj-title{ font-size:14px; font-weight:600; color:var(--navy-ink); }
.baufi-obj-sub{ font-size:12px; color:var(--txt-mute); margin-top:2px; }
.baufi-banken{ display:flex; flex-direction:column; gap:8px; }
.baufi-bank-row{
  padding:12px 14px; border-radius:10px; border:1px solid var(--hairline);
  animation:rowSlide .5s ease both; transition:border-color .25s;
}
.baufi-bank-row:hover{ border-color:rgba(47,182,163,.3); }
.baufi-best{ border-color:rgba(47,182,163,.35); background:rgba(47,182,163,.04); }
.baufi-bank-name{ font-size:13px; font-weight:600; color:var(--navy-ink); display:flex; align-items:center; gap:8px; margin-bottom:8px; }
.baufi-best-tag{ font-size:10px; font-weight:700; text-transform:uppercase; letter-spacing:.06em; background:#2FB6A3; color:#fff; padding:2px 7px; border-radius:4px; }
.baufi-bank-details{ display:flex; align-items:center; gap:10px; }
.baufi-zins{ font-family:var(--font-mono); font-size:14px; font-weight:700; color:#2FB6A3; min-width:48px; }
.baufi-rate{ font-family:var(--font-mono); font-size:12px; color:var(--txt-soft); min-width:72px; }
.baufi-score-wrap{ flex:1; height:5px; background:rgba(0,0,0,.05); border-radius:99px; overflow:hidden; }
.baufi-score-bar{ height:100%; width:0; border-radius:99px; animation:barGrow 1.2s cubic-bezier(.4,0,.2,1) forwards; }
.baufi-summary{ display:flex; gap:16px; margin-top:14px; padding-top:12px; border-top:1px solid var(--hairline); }
.baufi-sum-item{ flex:1; }
.baufi-sum-label{ font-size:11px; color:var(--txt-mute); display:block; margin-bottom:2px; }
.baufi-sum-val{ font-family:var(--font-mono); font-size:15px; font-weight:700; color:var(--navy-ink); }
.baufi-highlight{ color:#2FB6A3 !important; }

@media (max-width:560px){
  .pkv-compare-card, .baufi-calc-card{ max-width:100%; padding:18px; }
  .pkv-tarif-bar-wrap, .baufi-score-wrap{ display:none; }
}

/* ===== Footer ===== */
.footer { border-top: 1px solid rgba(255,255,255,0.08); padding: 60px 0 32px; color: rgba(245,241,234,0.45); font-size: 13px; font-weight: 500; }
.footer-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1fr; gap: 40px; }
.footer h5 { color: var(--ivory); font-weight: 600; font-size: 14px; margin: 0 0 16px; }
.footer ul { list-style: none; padding: 0; margin: 0; display: flex; flex-direction: column; gap: 10px; }
.footer a:hover { color: var(--ivory); }
.footer p { max-width: 300px; line-height: 1.55; }
.footer-bottom { margin-top: 36px; padding-top: 20px; border-top: 1px solid var(--line-dark); display: flex; justify-content: space-between; align-items: center; font-size: 12px; font-weight: 500; gap: 12px; }
@media (max-width: 760px) { .footer-grid { grid-template-columns: 1fr 1fr; } .footer-bottom { flex-direction: column; align-items: flex-start; } }

/* ===== Legal pages ===== */
.legal-hero { padding: 96px 0 48px; }
.legal-meta { margin-top: 12px; color: var(--slate); font-size: 13px; font-weight: 500; }
.legal-content { max-width: 780px; }
.legal-block { padding: 24px 0; border-top: 1px solid var(--line-dark); }
.legal-block:first-child { border-top: none; padding-top: 0; }
.legal-content h2 { font-weight: 600; font-size: 20px; margin: 0 0 12px; color: var(--ivory); }
.legal-content h3 { font-weight: 600; font-size: 16px; margin: 20px 0 8px; color: var(--ivory); }
.legal-content p, .legal-content ul { color: rgba(245,241,234,0.6); font-size: 15px; line-height: 1.7; margin: 0 0 12px; font-weight: 500; }
.legal-content ul { padding-left: 20px; }
.legal-content li { margin: 4px 0; }
.legal-content a { color: var(--gold); border-bottom: 1px solid var(--gold-border); }
.legal-content a:hover { border-bottom-color: var(--gold); }

/* ===== Mobile ===== */
@media (max-width: 640px) {
  .container { padding: 0 18px; }
  .sec { padding: 72px 0; }
  .hero { padding: 56px 0 44px; }
  .header-inner { height: 60px; }
  .wordmark { font-size: 16px; }
  .header-cta .btn-outline { display: none; }
  .hero-trust { gap: 16px; }
  .beweis-bar { gap: 32px; animation-duration: 26s; }
  .beweis-item { font-size: 16px; }
  .sec-num { font-size: 56px; }
  .gold-line { margin-bottom: 20px; }
  .footer-grid { grid-template-columns: 1fr; gap: 28px; }
}

/* ============================================================
   LIGHT THEME — Weiß + Tiefes Navy + Gold-Akzente
   Premium-Editorial, kein Template-Look
   ============================================================ */
:root{
  --navy:#0B1D34;
  --navy-2:#122944;
  --navy-ink:#0A1628;
  --gold:#C9A961;
  --gold-dim:#B89544;
  --gold-soft:rgba(201,169,97,.10);
  --gold-border:rgba(201,169,97,.30);
  --paper:#FFFFFF;
  --paper-warm:#FAFAF8;
  --paper-alt:#F4F3F0;
  --txt:#1A1E26;
  --txt-soft:#555D6B;
  --txt-mute:#8C95A3;
  --hairline:rgba(10,22,40,.08);
}

body{ background:var(--paper); color:var(--txt); }

/* Sections — clean white + warm alternation */
.sec--navy, .sec--deep, .sec--mid, .sec--ivory, .sec--light, .sec--stone{
  background:var(--paper); color:var(--txt);
}
.sec--mid{ background:var(--paper-warm); }
.sec--deep{ background:var(--paper-alt); }
.sec--ivory{ background:var(--paper-warm); }

/* Gold accents throughout */
.eyebrow, .sec--ivory .eyebrow, .sec--light .eyebrow, .sec--navy .eyebrow, .sec--mid .eyebrow, .sec--deep .eyebrow{ color:var(--gold); letter-spacing:.14em; }
.h-1 em, .sec--ivory .h-1 em, .sec--light .h-1 em, .sec--navy .h-1 em, .sec--mid .h-1 em, .sec--deep .h-1 em,
.bd-title em, .sec--ivory .bd-title em, .sec--navy .bd-title em,
.hero h1 em{ color:var(--navy); font-style:normal; border-bottom:2px solid var(--gold); padding-bottom:2px; }
.sec-num, .sec--ivory .sec-num, .sec--light .sec-num, .sec--stone .sec-num, .sec--navy .sec-num, .sec--mid .sec-num, .sec--deep .sec-num{ color:var(--gold); opacity:.25; }
.sec--ivory .sec-num.in, .sec--light .sec-num.in, .sec--stone .sec-num.in, .sec--navy .sec-num.in, .sec--mid .sec-num.in, .sec--deep .sec-num.in{ color:var(--gold); opacity:.25; }
.gold-line, .sec--ivory .gold-line, .sec--light .gold-line, .sec--navy .gold-line, .sec--mid .gold-line, .sec--deep .gold-line{ background:var(--gold); }
.nstep-num, .sec--ivory .nstep-num, .sec--navy .nstep-num{ color:var(--gold); }
.dot-grid span, .sec--ivory .dot-grid span, .sec--light .dot-grid span, .sec--navy .dot-grid span{ background:var(--gold); opacity:.15; }

/* Headings */
.h-1, .h-2, .bd-title, .hero h1, .nstep h4, .bd-lead{ color:var(--navy-ink); }
.h-hero{ font-weight:700; letter-spacing:-.03em; }

/* Body text */
.lead, .sec--navy .lead, .sec--deep .lead, .sec--mid .lead, .sec--ivory .lead, .sec--light .lead{ color:var(--txt-soft); }
.bd-lead, .sec--navy .bd-lead, .sec--mid .bd-lead, .sec--ivory .bd-lead, .sec--light .bd-lead{ color:var(--txt); }
.bd-para, .sec--navy .bd-para, .sec--mid .bd-para, .sec--ivory .bd-para, .sec--light .bd-para{ color:var(--txt-soft); }
.bd-points li, .sec--navy .bd-points li, .sec--mid .bd-points li, .sec--ivory .bd-points li{ color:var(--txt-soft); }
.bd-points li svg{ color:var(--gold); }
.nstep p, .sec--ivory .nstep p, .sec--navy .nstep p{ color:var(--txt-soft); }
.faq-q, .sec--navy .faq-q, .sec--ivory .faq-q{ color:var(--navy-ink); }
.faq-a > div, .sec--navy .faq-a > div, .sec--ivory .faq-a > div{ color:var(--txt-soft); }
.hard-quote, .sec--navy .hard-quote, .sec--deep .hard-quote, .sec--ivory .hard-quote{ color:var(--navy-ink); border-left-color:var(--gold); }

/* Hairlines */
.sec--navy .nstep, .sec--ivory .nstep, .sec--mid .nstep, .sec--deep .nstep,
.sec--navy .faq-item, .sec--ivory .faq-item, .sec--mid .faq-item, .sec--deep .faq-item,
.sec--navy .bd-metric, .sec--ivory .bd-metric, .sec--mid .bd-metric, .sec--deep .bd-metric{ border-color:var(--hairline) !important; }

/* Header — crisp white + gold monogram */
.header{ background:rgba(255,255,255,.92); backdrop-filter:blur(16px); border-bottom:1px solid var(--hairline); }
.wordmark{ color:var(--navy-ink); font-weight:600; }
.wordmark .de{ color:var(--gold); }
.monogram{ background:var(--navy); border-color:var(--navy); color:var(--gold); font-weight:700; }
.nav a{ color:var(--txt-soft); font-weight:500; }
.nav a:hover{ color:var(--navy-ink); }

/* Buttons — navy + gold hover glow */
.btn-primary{ background:var(--navy); color:#fff; }
.btn-primary:hover{ background:var(--navy-2); box-shadow:0 0 0 3px var(--gold-soft), 0 6px 20px rgba(11,29,52,.18); }
.btn-outline{ color:var(--navy-ink); border-color:var(--hairline); }
.btn-outline:hover{ border-color:var(--gold); background:var(--gold-soft); color:var(--navy-ink); }
.btn-navy{ background:var(--navy); color:#fff; }

/* Hero — press pills gold accent */
.hero-trust{ color:var(--txt-mute); }
.hero-press-label{ color:var(--txt-mute); }
.hero-press-pill{ background:var(--gold-soft) !important; color:var(--gold-dim) !important; border:1px solid var(--gold-border) !important; font-weight:600; }
.hero-press-pill:hover{ background:var(--gold) !important; color:#fff !important; }

/* Beweis marquee */
.beweis-section{ border-top:1px solid var(--hairline); border-bottom:1px solid var(--hairline); }
.beweis-item{ color:var(--txt-mute); }
.beweis-item:hover{ color:var(--navy-ink); }

/* Cards & panels */
.sec--navy .bd-panel, .sec--mid .bd-panel, .sec--ivory .bd-panel, .sec--deep .bd-panel{
  background:var(--paper-warm); border:1px solid var(--hairline);
}
.bd-panel-num, .sec--navy .bd-panel-num, .sec--ivory .bd-panel-num{ color:var(--gold); }
.sec--navy .bd-panel-icon, .sec--ivory .bd-panel-icon, .sec--mid .bd-panel-icon{ background:var(--gold-soft); color:var(--gold); }
.bd-metric-val, .sec--navy .bd-metric-val, .sec--ivory .bd-metric-val, .sec--mid .bd-metric-val{ color:var(--navy-ink); font-weight:700; }
.bd-metric-label, .sec--navy .bd-metric-label, .sec--ivory .bd-metric-label, .sec--mid .bd-metric-label{ color:var(--txt-mute); }
.bd-domain, .sec--navy .bd-domain, .sec--ivory .bd-domain{ color:var(--txt-mute); }
.bd-domain .de, .sec--ivory .bd-domain .de{ color:var(--gold); }
.bd-kicker-mono{ background:var(--gold-soft) !important; color:var(--gold) !important; }

/* Anfrage-Cards premium styling */
.anf-card{ background:var(--paper) !important; border:1px solid var(--hairline) !important; box-shadow:0 12px 40px rgba(10,22,40,.06) !important; }
.anf-stack{ background:var(--paper) !important; border:1px solid var(--hairline) !important; }
.anf-live{ color:var(--gold) !important; }
.anf-live-dot{ background:var(--gold) !important; }
.anf-time{ color:var(--txt-mute) !important; }
.anf-name{ color:var(--navy-ink) !important; }
.anf-sub{ color:var(--txt-soft) !important; }
.anf-row{ border-bottom:1px solid var(--hairline) !important; }
.anf-row-label{ color:var(--txt-mute) !important; }
.anf-row-val{ color:var(--navy-ink) !important; }
.anf-tag{ background:var(--paper-alt) !important; color:var(--txt-soft) !important; border:none !important; }
.anf-tag svg{ color:var(--gold) !important; }

/* Pillar cards */
.pillar{ background:var(--paper-warm); border:1px solid var(--hairline); }
.pillar-num{ color:var(--gold); }
.pillar h4{ color:var(--navy-ink); }
.pillar p{ color:var(--txt-soft); }
.pillar:hover{ border-color:var(--gold-border); box-shadow:0 8px 24px rgba(201,169,97,.08); }

/* Arg stack */
.arg{ border-bottom:1px solid var(--hairline); }
.arg-num{ color:var(--gold); }
.arg h4{ color:var(--navy-ink); }
.arg p{ color:var(--txt-soft); }

/* FAQ */
.sec--navy .faq-q .plus, .sec--ivory .faq-q .plus, .sec--mid .faq-q .plus, .sec--deep .faq-q .plus{
  background:var(--gold-soft); color:var(--gold);
}
.faq-item.open .faq-q .plus{ background:var(--navy); color:var(--gold); }

/* Garantie */
.garantie-badge, .sec--navy .garantie-badge, .sec--deep .garantie-badge, .sec--ivory .garantie-badge{
  background:var(--gold-soft); color:var(--gold-dim); border:1px solid var(--gold-border);
}
.sign-card{ background:var(--paper-warm) !important; border:1px solid var(--hairline) !important; }
.sign-doc-label{ color:var(--gold) !important; }
.sign-number{ color:var(--navy-ink) !important; }
.sign-number-label{ color:var(--txt-soft) !important; }
.sign-foot-tag{ background:var(--gold-soft) !important; color:var(--gold) !important; }
.seal-ring{ stroke:var(--gold) !important; }
.seal-check{ stroke:var(--gold) !important; }

/* Presse cards */
.presse-card{ background:var(--paper-warm) !important; border:1px solid var(--hairline) !important; color:var(--txt) !important; }
.presse-card:hover{ border-color:var(--gold-border) !important; box-shadow:0 8px 28px rgba(201,169,97,.10) !important; }
.presse-outlet{ color:var(--navy-ink) !important; }
.presse-quote{ color:var(--txt-soft) !important; }
.presse-date{ color:var(--txt-mute) !important; }
.presse-link{ color:var(--gold) !important; }
.presse-eyebrow{ color:var(--gold) !important; }

/* Hero dashboard — dark navy card for contrast */
.hv-window{ background:var(--navy) !important; border:1px solid rgba(201,169,97,.12) !important; box-shadow:0 24px 60px rgba(11,29,52,.18) !important; }
.hv-titlebar{ background:rgba(0,0,0,.25) !important; }
.hv-url{ color:rgba(255,255,255,.4) !important; }
.hv-brand span{ color:rgba(255,255,255,.9) !important; }
.hv-brand .de, .hv-brand span span{ color:var(--gold) !important; }
.hv-mono, .hv-row-mono{ color:var(--gold) !important; }
.hv-row{ border-bottom:1px solid rgba(255,255,255,.06) !important; }
.hv-row-label{ color:rgba(255,255,255,.85) !important; }
.hv-row-sub{ color:rgba(255,255,255,.4) !important; }
.hv-row-count{ color:var(--gold) !important; }
.hv-row-status{ color:rgba(255,255,255,.5) !important; }
.hv-live-badge{ color:rgba(255,255,255,.6) !important; }
.hv-bar-label{ color:rgba(255,255,255,.5) !important; }
.hv-bar-track{ background:rgba(255,255,255,.08) !important; }
.hv-bar-fill{ background:linear-gradient(90deg,var(--gold-dim),var(--gold),#E0CA8A) !important; }
.hv-bar-val{ color:var(--gold) !important; }
.hv-garantie{ background:rgba(201,169,97,.08) !important; border:1px solid rgba(201,169,97,.15) !important; }
.hv-garantie-title{ color:rgba(255,255,255,.9) !important; }
.hv-garantie-sub{ color:rgba(255,255,255,.45) !important; }
.hv-garantie-icon{ color:var(--gold) !important; }
.sig-path{ stroke:var(--gold) !important; }
.sig-base{ stroke:rgba(201,169,97,.3) !important; }

/* CTA — navy block */
#cta.sec--navy, #kontakt.sec--navy, .cta.sec--deep{
  background:var(--navy) !important; color:#fff !important;
}
#cta .h-1, #cta .h-1 em, #kontakt .h-1, #kontakt .h-1 em{ color:#fff !important; border-bottom-color:var(--gold) !important; }
#cta .lead, #kontakt .lead{ color:rgba(255,255,255,.65) !important; }
#cta .sec-num, #kontakt .sec-num{ color:var(--gold) !important; opacity:1 !important; }
#cta .btn-primary, #kontakt .btn-primary{ background:var(--gold) !important; color:var(--navy) !important; font-weight:700; }
#cta .btn-primary:hover, #kontakt .btn-primary:hover{ background:#D4B76E !important; }

/* FAQ on white */
#faq.sec--navy{ background:var(--paper-alt) !important; color:var(--txt) !important; }
#faq .h-1, #faq .h-1 em{ color:var(--navy-ink) !important; border-bottom-color:var(--gold) !important; }
#faq .lead{ color:var(--txt-soft) !important; }
#faq .sec-num{ color:var(--gold) !important; }
#faq .eyebrow{ color:var(--gold) !important; }
#faq .gold-line{ background:var(--gold) !important; }

/* Footer — deep navy */
.footer{ background:var(--navy) !important; color:rgba(255,255,255,.6) !important; border-top:none; }
.footer a{ color:rgba(255,255,255,.6) !important; }
.footer a:hover{ color:#fff !important; }
.footer h5{ color:var(--gold) !important; }
.footer .wordmark{ color:#fff !important; }
.footer .wordmark .de{ color:var(--gold) !important; }
.footer .monogram{ background:var(--gold) !important; color:var(--navy) !important; border-color:var(--gold) !important; }
.footer-bottom{ border-top:1px solid rgba(255,255,255,.08) !important; color:rgba(255,255,255,.35) !important; }

/* Hero bar + bottom-bar delayed entrance */
.hv-bottom-bar{ animation:rowSlide .5s ease both; }
.hv-bar-fill{ animation:barGrow 3s linear 0.6s forwards !important; }
.hv-garantie{ animation:rowSlide .5s ease both; }
.hero .btn-primary{ background:var(--gold) !important; color:var(--navy) !important; font-weight:700; }
.hero .btn-primary:hover{ background:#D4B76E !important; box-shadow:0 0 0 3px var(--gold-soft), 0 8px 24px rgba(201,169,97,.20) !important; }
.hero .btn-outline{ border-color:var(--hairline) !important; color:var(--navy-ink) !important; }
.hero .btn-outline:hover{ border-color:var(--gold) !important; background:var(--gold-soft) !important; }

/* Subtle hero text entrance */
@keyframes heroFade { from { opacity:0; transform:translateY(18px); } to { opacity:1; transform:none; } }
.hero .hero-inner > *:nth-child(1){ animation:heroFade .6s ease both .1s; }
.hero .hero-inner > *:nth-child(2){ animation:heroFade .6s ease both .2s; }
.hero .hero-inner > *:nth-child(3){ animation:heroFade .6s ease both .35s; }
.hero .hero-inner > *:nth-child(4){ animation:heroFade .6s ease both .5s; }
.hero .hero-inner > *:nth-child(5){ animation:heroFade .6s ease both .6s; }
.hero .hero-inner > *:nth-child(6){ animation:heroFade .6s ease both .7s; }
.hero-visual{ animation:heroFade .7s ease both .4s; }

/* Presse section — logo-badge style like pkvabschluss.de */
.presse-section{ padding:48px 0 40px; background:var(--paper) !important; border-top:1px solid var(--hairline); border-bottom:1px solid var(--hairline); }
.presse-head{ text-align:center; margin-bottom:24px; }
.presse-eyebrow{ font-size:12px !important; letter-spacing:.16em !important; color:var(--gold) !important; }
.presse-grid{ display:flex !important; justify-content:center !important; align-items:stretch !important; gap:16px !important; flex-wrap:wrap !important; }
.presse-card{
  background:var(--paper-warm) !important; border:1px solid var(--hairline) !important;
  border-radius:12px !important; padding:20px 24px !important; min-width:200px !important;
  display:flex !important; flex-direction:column !important; gap:8px !important;
  text-decoration:none !important; transition:all .3s ease !important; flex:1 !important; max-width:320px !important;
}
.presse-card:hover{ border-color:var(--gold-border) !important; transform:translateY(-3px) !important; box-shadow:0 12px 32px rgba(201,169,97,.10) !important; }
.presse-outlet{ font-size:18px !important; font-weight:700 !important; color:var(--navy-ink) !important; margin-bottom:4px !important; letter-spacing:-.01em !important; }
.presse-quote{ font-size:13px !important; line-height:1.5 !important; color:var(--txt-soft) !important; display:-webkit-box !important; -webkit-line-clamp:2 !important; -webkit-box-orient:vertical !important; overflow:hidden !important; }
.presse-meta{ border-top:1px solid var(--hairline) !important; padding-top:10px !important; margin-top:auto !important; }
.presse-date{ color:var(--txt-mute) !important; font-size:11px !important; }
.presse-link{ color:var(--gold) !important; font-size:12px !important; font-weight:600 !important; }

/* ProvenExpert — full width, no clipping */
.pe-badge-wrap{ margin-top:32px; width:100%; }
#pewl{ width:100%; }

/* Stat badge for bereich sections - strictly inline */
.bd-stat{ display:inline-flex; align-items:baseline; gap:8px; margin:20px 0 12px; white-space:nowrap; }
.bd-stat-num{ font-size:clamp(26px,3vw,34px); font-weight:800; color:var(--gold); font-family:var(--font-mono); letter-spacing:-.03em; border-bottom:3px solid var(--gold); padding-bottom:2px; line-height:1.1; }
.bd-stat-label{ font-size:15px; color:var(--txt-soft); font-weight:500; white-space:nowrap; }

/* Breathing float animation for watermark icons */
@keyframes breathe { 0%,100%{ transform:scale(1) translateY(0); opacity:.06; } 50%{ transform:scale(1.05) translateY(-10px); opacity:.12; } }
.bd-watermark{ animation:breathe 5s ease-in-out infinite !important; }
.bd-watermark svg{ width:320px !important; height:320px !important; }
.bd-watermark--left{ animation-delay:1.5s !important; }

/* Subtle pulse on dot-grid */
@keyframes dotPulse { 0%,100%{ opacity:.12; } 50%{ opacity:.22; } }
.dot-grid span{ animation:dotPulse 4s ease-in-out infinite; }
.dot-grid span:nth-child(odd){ animation-delay:.8s; }
.dot-grid span:nth-child(3n){ animation-delay:1.6s; }

/* Garantie section — ensure text visible on light bg */
#garantie .h-1, #garantie .h-1 em{ color:var(--navy-ink) !important; border-bottom-color:var(--gold) !important; }
#garantie .lead{ color:var(--txt-soft) !important; }
#garantie .eyebrow{ color:var(--gold) !important; }
#garantie .gold-line{ background:var(--gold) !important; }
#garantie .hard-quote{ color:var(--navy-ink) !important; border-left-color:var(--gold) !important; }
#garantie .pillar{ background:var(--paper-warm) !important; border:1px solid var(--hairline) !important; }
#garantie .pillar h4{ color:var(--navy-ink) !important; }
#garantie .pillar p{ color:var(--txt-soft) !important; }
#garantie .pillar-num{ color:var(--gold) !important; }
#garantie .sign-card{ background:var(--paper) !important; border:1px solid var(--hairline) !important; box-shadow:0 12px 40px rgba(10,22,40,.06) !important; }

/* Garantie sign-card spacing fix */
.sign-card .sign-line{ margin:8px 0 !important; }
.sign-number-row{ margin:12px 0 8px !important; gap:10px !important; }

/* ProvenExpert */
.pe-badge-wrap{ margin-top:32px; width:100%; }
#kontakt.sec--navy .h-1, #kontakt.sec--navy .lead{ color:#fff; }

/* ===== Signature / Abschluss-Garantie animation ===== */
.sign-wrap{ margin:40px 0 8px; max-width:560px; }
.sign-card{
  background:var(--paper); border:1px solid var(--blue-border);
  border-radius:18px; padding:26px 28px 22px;
  box-shadow:0 18px 50px rgba(19,41,77,.10);
  position:relative; overflow:hidden;
}
.sign-card::before{
  content:""; position:absolute; inset:0;
  background:linear-gradient(135deg, var(--blue-soft), transparent 60%);
  pointer-events:none;
}
.sign-head{ display:flex; align-items:center; justify-content:space-between; gap:16px; }
.sign-doc-label{ font-family:var(--font-mono,ui-monospace); font-size:11px; letter-spacing:.16em; color:var(--blue-accent); font-weight:600; }
.sign-seal{ color:var(--green,#2D5F3F); display:inline-flex; opacity:0; transform:scale(.4) rotate(-30deg); }
.in .sign-seal{ animation:sealPop .6s cubic-bezier(.34,1.56,.64,1) 1.7s forwards; }
.seal-ring{ stroke-dasharray:126; stroke-dashoffset:126; }
.in .seal-ring{ animation:dash .7s ease 1.7s forwards; }
.seal-check{ stroke-dasharray:34; stroke-dashoffset:34; }
.in .seal-check{ animation:dash .4s ease 2.3s forwards; }
.sign-line{ height:9px; border-radius:6px; background:var(--paper-3); margin-top:18px; width:0; }
.in .sign-line-1{ animation:lineGrow .7s ease .2s forwards; }
.in .sign-line-2{ width:0; animation:lineGrow .7s ease .42s forwards; }
.sign-line-2{ max-width:62%; }
.sign-svg{ width:100%; height:74px; color:var(--navy-ink); margin-top:10px; display:block; }
.sign-path{ stroke-dasharray:920; stroke-dashoffset:920; }
.in .sign-path{ animation:signDraw 1.7s cubic-bezier(.7,0,.3,1) .75s forwards; }
.sign-foot{ display:flex; align-items:center; justify-content:space-between; gap:12px; margin-top:8px;
  border-top:1px solid var(--hairline); padding-top:14px; opacity:0; }
.in .sign-foot{ animation:fadeRise .6s ease 2.1s forwards; }
.sign-foot > span:first-child{ font-size:12px; color:var(--txt-soft); }
.sign-foot-tag{ display:inline-flex; align-items:center; font-family:var(--font-mono,ui-monospace);
  font-size:11px; font-weight:600; letter-spacing:.04em; color:var(--blue-accent);
  background:var(--blue-soft); border:1px solid var(--blue-border); border-radius:999px; padding:6px 12px; }
@keyframes signDraw{ to{ stroke-dashoffset:0; } }
@keyframes dash{ to{ stroke-dashoffset:0; } }
@keyframes sealPop{ to{ opacity:1; transform:scale(1) rotate(0); } }
@keyframes lineGrow{ from{ width:0; } to{ width:100%; } }
@keyframes fadeRise{ from{ opacity:0; transform:translateY(8px);} to{ opacity:1; transform:none; } }
.sign-line-2.in, .sign-line-2{ /* keep max-width cap */ }

/* ===== Presse / Bekannt aus ===== */
.presse-section{ background:var(--paper-2); border-top:1px solid var(--hairline); border-bottom:1px solid var(--hairline); padding:64px 0; }
.presse-head{ text-align:center; margin-bottom:36px; }
.presse-eyebrow{ font-family:var(--font-mono,ui-monospace); font-size:12px; letter-spacing:.18em; text-transform:uppercase; color:var(--blue-accent); font-weight:600; }
.presse-grid{ display:grid; grid-template-columns:repeat(3,1fr); gap:18px; }
.presse-card{
  background:var(--paper); border:1px solid var(--hairline); border-radius:16px;
  padding:26px 26px 22px; display:flex; flex-direction:column; gap:14px;
  text-decoration:none; transition:transform .25s, border-color .25s, box-shadow .25s;
}
.presse-card:hover{ transform:translateY(-4px); border-color:var(--blue-border); box-shadow:0 16px 40px rgba(19,41,77,.10); }
.presse-outlet{ font-family:"Newsreader",Georgia,serif; font-size:22px; font-weight:600; color:var(--navy-ink); letter-spacing:-.01em; }
.presse-quote{ font-size:15px; line-height:1.5; color:var(--txt); font-weight:500; flex:1; }
.presse-meta{ display:flex; align-items:center; justify-content:space-between; gap:10px; border-top:1px solid var(--hairline); padding-top:14px; }
.presse-date{ font-size:12px; color:var(--txt-soft); font-family:var(--font-mono,ui-monospace); }
.presse-link{ font-size:13px; font-weight:600; color:var(--blue-accent); display:inline-flex; align-items:center; gap:6px; }
.presse-card:hover .presse-link svg{ transform:translateX(3px); }
.presse-link svg{ transition:transform .2s; }
@media (max-width:860px){ .presse-grid{ grid-template-columns:1fr; } }

/* ===== Extra hero entrance flourish ===== */
.hero-eyebrow{ animation:fadeRise .7s ease .05s both; }
.hero h1{ animation:fadeRise .8s ease .18s both; }
.hero-sub{ animation:fadeRise .8s ease .34s both; }
.hero-actions{ animation:fadeRise .8s ease .5s both; }
.hero-trust{ animation:fadeRise .8s ease .64s both; }
.hero h1 em{ position:relative; }
.hero h1 em::after{
  content:""; position:absolute; left:0; right:0; bottom:.06em; height:.12em;
  background:var(--blue-accent); opacity:.28; transform:scaleX(0); transform-origin:left;
  animation:underline 1s cubic-bezier(.7,0,.3,1) 1s forwards;
}
@keyframes underline{ to{ transform:scaleX(1); } }
.hero-trust .ht{ opacity:0; animation:fadeRise .5s ease both; }
.hero-trust .ht:nth-child(1){ animation-delay:.7s; }
.hero-trust .ht:nth-child(2){ animation-delay:.82s; }
.hero-trust .ht:nth-child(3){ animation-delay:.94s; }

@media (prefers-reduced-motion: reduce){
  .sign-seal,.seal-ring,.seal-check,.sign-line,.sign-path,.sign-foot,
  .hero-eyebrow,.hero h1,.hero-sub,.hero-actions,.hero-trust,.hero-trust .ht,.hero h1 em::after{
    animation:none !important; opacity:1 !important; transform:none !important; stroke-dashoffset:0 !important; width:auto !important;
  }
  .sign-line{ width:100% !important; }
  .anf-main{ animation:none !important; opacity:1 !important; transform:none !important; }
  .anf-stack-1{ animation:none !important; opacity:0.7 !important; }
  .anf-stack-2{ animation:none !important; opacity:0.4 !important; }
}

/* ===== Readability fixes on light sections (pillars + lead cards) ===== */
.pillar{ background:var(--paper); border:1px solid var(--hairline); }
.pillar h4{ color:var(--navy-ink); }
.pillar p, .sec--deep .pillar p, .sec--mid .pillar p, .sec--navy .pillar p{ color:var(--txt-soft); }
.pillar-num, .sec--deep .pillar-num{ color:var(--blue-accent); }

/* Lead/Anfrage cards — dark-on-light */
.sec--navy .bd-anim-card, .sec--mid .bd-anim-card{ background:transparent; border:none; }
.sec--navy .anf-main, .sec--mid .anf-main, .anf-main{ background:var(--paper) !important; border:1px solid var(--hairline) !important; box-shadow:0 18px 50px rgba(19,41,77,.12); }
.sec--navy .anf-stack, .sec--mid .anf-stack, .anf-stack{ background:var(--paper-2) !important; border:1px solid var(--hairline) !important; }
.sec--navy .anf-name, .sec--mid .anf-name, .anf-name{ color:var(--navy-ink) !important; }
.sec--navy .anf-sub, .sec--mid .anf-sub, .anf-sub{ color:var(--txt-soft) !important; }
.sec--navy .anf-row, .sec--mid .anf-row, .anf-row{ background:var(--paper-2) !important; }
.sec--navy .anf-row-label, .sec--mid .anf-row-label, .anf-row-label{ color:var(--txt-soft) !important; }
.sec--navy .anf-time, .sec--mid .anf-time, .anf-time{ color:var(--txt-soft) !important; }
.anf-tag{ background:var(--blue-soft); color:var(--blue-accent); border:1px solid var(--blue-border); }

/* ===== Sign-card written number (replaces signature) ===== */
.sign-number-row{ display:flex; align-items:center; gap:18px; margin-top:14px; opacity:0; }
.in .sign-number-row{ animation:fadeRise .7s cubic-bezier(.34,1.56,.64,1) .85s forwards; }
.sign-number{
  font-family:"Newsreader",Georgia,serif; font-weight:600; font-size:84px; line-height:.9;
  color:var(--navy-ink); letter-spacing:-.04em;
}
.sign-number-label{ font-size:18px; font-weight:600; color:var(--blue-accent); line-height:1.15; }

/* ===== Hero "Bekannt aus" press strip ===== */
.hero-press{ display:flex; align-items:center; gap:12px; flex-wrap:wrap; margin-top:26px;
  opacity:0; animation:fadeRise .8s ease .78s both; }
.hero-press-label{ font-family:var(--font-mono,ui-monospace); font-size:11px; letter-spacing:.18em;
  text-transform:uppercase; color:var(--txt-soft); font-weight:600; }
.hero-press-pill{ font-family:"Newsreader",Georgia,serif; font-size:18px; font-weight:600;
  color:var(--navy-ink); text-decoration:none; letter-spacing:-.01em;
  padding:9px 18px; border-radius:12px; border:1px solid var(--hairline);
  background:var(--paper); transition:transform .2s, border-color .2s, box-shadow .2s, color .2s; }
.hero-press-pill:hover{ transform:translateY(-2px); border-color:var(--blue-border);
  color:var(--blue-accent); box-shadow:0 10px 26px rgba(19,41,77,.10); }

/* ===== Bereich count-up stat ===== */
.bd-stat{ display:flex; align-items:baseline; gap:14px; margin:6px 0 22px; padding:16px 20px;
  border-radius:14px; background:var(--blue-soft); border:1px solid var(--blue-border); width:fit-content; }
.bd-stat-num{ font-family:"Newsreader",Georgia,serif; font-weight:600; font-size:44px; line-height:1;
  color:var(--blue-accent); letter-spacing:-.03em; }
.bd-stat-label{ font-size:14px; font-weight:600; color:var(--txt-soft); max-width:160px; line-height:1.25; }

/* ===== Thematic watermark per Bereich (drawn-in) ===== */
.bd-section{ position:relative; overflow:hidden; }
.bd-watermark{ position:absolute; top:50%; right:-60px; transform:translateY(-50%);
  pointer-events:none; z-index:0; opacity:.05; color:var(--navy); }
.bd-watermark--left{ right:auto; left:-60px; }
.bd-watermark svg{ width:460px; height:460px; }
.bd-watermark svg path, .bd-watermark svg line, .bd-watermark svg polyline, .bd-watermark svg polygon{
  stroke-dasharray:1400; stroke-dashoffset:1400; animation:bdDraw 3s cubic-bezier(.7,0,.3,1) forwards; }
.bd-section .container{ position:relative; z-index:1; }
@keyframes bdDraw{ to{ stroke-dashoffset:0; } }

/* ===== ProvenExpert badge — full width ===== */
.pe-badge-wrap{ margin-top:32px; width:100%; }
#pewl{ width:100%; }
#pewl > div{ max-width:100% !important; }
@media (max-width:560px){ #pewl{ transform:none !important; } }

@media (max-width:560px){
  .bd-watermark svg{ width:200px !important; height:200px !important; }
  .bd-stat-num{ font-size:28px; }
  .bd-stat{ white-space:normal; }
  .hero-press-pill{ font-size:14px; padding:6px 12px; }
  .presse-card{ min-width:auto !important; }
  .anf-card{ max-width:100% !important; padding:18px !important; }
  .anf-row{ flex-direction:column; gap:2px; }
  .anf-row-label, .anf-row-val{ font-size:12px !important; }
  .anf-tags{ flex-wrap:wrap; }
  .anf-tag{ font-size:11px !important; }
  .hero h1{ font-size:clamp(28px,7vw,42px) !important; }
  .hero-sub{ font-size:15px !important; }
  .hero-actions{ flex-direction:column; gap:10px; }
  .hero-actions .btn{ width:100%; justify-content:center; }
  .hero-press{ flex-wrap:wrap; gap:8px; }
  .h-1{ font-size:clamp(24px,6vw,36px) !important; }
  .bd-title{ font-size:clamp(24px,5.5vw,34px) !important; }
  .bd-lead{ font-size:15px !important; }
  .bd-para{ font-size:14px !important; }
  .bd-points li{ font-size:13px !important; }
  .bd-actions{ flex-direction:column; gap:10px; }
  .bd-actions .btn{ width:100%; justify-content:center; }
  .hv-window{ margin:0 -8px; }
  .sign-card{ padding:20px !important; }
  .sign-number{ font-size:48px !important; }
  .cta-block .h-1{ font-size:clamp(22px,5.5vw,32px) !important; }
  .container{ padding:0 16px; }
  .sec{ padding:56px 0; }
  .beweis-item{ font-size:14px; }
  .faq-q{ font-size:15px; padding:16px 0; }
  .pillar{ padding:20px; }
  .pillar h4{ font-size:16px; }
  .pillar p{ font-size:13px; }
  .arg h4{ font-size:16px; }
  .arg p{ font-size:14px; }
  .nstep h4{ font-size:16px; }
  .nstep p{ font-size:14px; }
  .footer-grid{ grid-template-columns:1fr !important; gap:24px; }
}
}
@media (prefers-reduced-motion: reduce){
  .hero-press, .bd-stat{ animation:none !important; opacity:1 !important; }
  .bd-watermark svg path, .bd-watermark svg line, .bd-watermark svg polyline, .bd-watermark svg polygon{
    animation:none !important; stroke-dashoffset:0 !important; }
}